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MIGUEL VELAZCO, MBA Realtor®_CAL_BRE_License#:001361531

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Brief note from the desk of Miguel Velazco Sr. MBA

Week of: Monday, November 07, 2011

Present Market Conditions

Mortgage Bonds are trading slightly lower ( higher mortgage rates) despite a slew of uncertain news from Europe hitting the wires over the weekend. Bonds appear jittery in advance of a hefty $72B worth of Treasuries being auctioned off during this holiday shortened week. The Bond markets will be closed on Friday in observance of Veterans Day.

There are no economic reports set for release today and with a slim schedule of economic reports this week, Stocks and Bonds will likely react to the headlines out of Europe.

In Greece, Prime Minister George Papandreou announced his resignation. This move is being seen as a way for new government to step in and implement the Euro rescue plan, thereby securing the financing necessary to avoid default. Of course hearing a leader resign brings a slew of uncertainty, but this may actually be good news for the region - assuming this goes as planned. Stay tuned - as this story is far from over.

As the soap opera in Greece continues, eyes have turned squarely onto Italy, whose Bonds yields have spiked on growing concern it is the next Greece. Italy is not in the same dire situation as Greece yet, but their economy is far larger and a debt crisis in that region will be much more difficult to contain. Oh...and to add to the Italian uncertainty, Italy's Prime Minister Silvio Berlusconi is under heavy pressure to resign for a variety of scandalous reasons.


The rest of the week brings us the release of only two relevant monthly economic reports but neither of them is considered to be highly important. There are two important Treasury auctions this week that may influence mortgage rates more than the minor economic data that is scheduled. The stock markets will be open Friday, but bonds will not be traded meaning that many lenders will be closed.


The two important Treasury auctions come Wednesday and Thursday when 10-year Notes and 30-year Bonds are sold. The economic data that is being posted will be released Thursday and Friday mornings. It is difficult to predict just how active this week will be for mortgage rates, but I suspect it will be fairly quiet a good part of the week. I don't believe the economic data on tap will be a catalyst. I think the key will be the stock markets and Wednesday's Treasury auction. If they give us favorable results, mortgage rates will likely close the week lower than today’s opening.

Call me if you have questions.

CALL TODAY for FREE INFO., Property VALUATION, &/or Market Updates!

Direct: [c] 1-(510) 938-1866     or TOLL FREE

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CEO & President STOPRE Corp.

REALTOR, DRE # 01361531

RE/MAX Active Realty 4056 Decoto Rd. Fremont, CA 94555

Bank Owned Properties / REO (Real Estate Owned) Consultant

Some Certif.; CDPE, RESNET, REOMAC, FiveStarInstitute,  REO, BPO, Commercial, etc.

Available to Buy or Invest?

CALL TODAY for FREE INFO., Property VALUATION, &/or Market Updates!

Direct: [c] 1-(510) 938-1866     or TOLL FREE

Call Today: [o] 1-888-MIGUEL-8, OR 1-888-[644835]-8

Board Director Bay East Assoc. of Realtors[BEAR] 2006-07

BEAR-Professional Standards Member.

Rising Star Awarded. BEAR Pinnacle Awarded.

RE/MAX Hall of Fame & Platinum Club Awarded.

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What my clients are saying  

Miguel is an excellent professional; he is the best real estate agent that I could have known. I met him a in the middle of my plans to sell my home. He was a rare to find personality on these days. He is a very dynamic person and never leaves behind what can be done now. He is very efficient, totally results-oriented. He gave me the best orientation before, during and after the sale of my home. My right arm. He was always pending of each step to be taken, the promotion, the offers, the deadlines and terms of the sale, the inspections, the Title Office, the contract, closing the sale, there was not a moment when he did not stop orienting me. And of course thanks to him I sold my house above the price originally offered and in less than a month. If you don't hire Miguel for the sale of your house, forgive me, but you're a fool.”


~ gaproano (Zillow Review)

“...I have employed the services of Miguel Velazco as listing agent. He is a true Professional. ...I have never had a smoother transaction from listing to end of sale ever. Anyone using Miguel’s services would be very fortunate.” ~Easter Jestadt [84 years young]”






APRIL 2015 SAN RAMON SELLERS "...It is our immense please to recommend Miguel Velazco to anyone looking to buy or sell a home. ...aggressive marketing campaign,... team of talented individuals,... masterful marketing strategy,... he kept us apprised throughout the entire process and made certain the entire process is pleasant for us the seller,... thanks to the magic work of Miguel Velazco..."



RE: Recommendation letter To whom it may concern: It is a genuine pleasure and honor for me to recommend Miguel Velazco Sr., MBA, a wealth builder-Realtor. In today’s global interconnected world, Miguel possesses unique well-rounded attributes transitioning from residential to commercial Real estate sales. Miguel’s office has a fascinating blend of multi-cultural and multi-lingual real estate team. He is highly educated, he understands real estate Legal, Ethical, Marketing, and Win-Win Negotiations; he is able to manage complicated challenging transactions with intelligence. Miguel provides exceptional service; it is a delight to work with him and his team. I always recommend Miguel to my close friends and corporate clients all over the US territory. If you have any further questions I can be reached direct via email at: Sincerely, Shulin Cui, CEO SilicaStar



To: Mr. Miguel Velazco RE/MAX Dear Miguel, On behalf of my mother, sister and myself, I want to thank you so much for your undying efforts to sell our property from our family trust. My mother has peace of mind & she is thrilled. We knew from the start this property would be a difficult sale due to its condition and the mitigating circumstances surrounding it. You never wavered in your efforts to sell it, and you did everything in your power to administer the terms of the sale as we requested. To your credit, you never asked us to accept an offer or terms we were not comfortable with like so many other realtors might have done just to accomplish a quick sale. Every decision you helped us make was with our best interest at heart. Your honesty, professionalism, and determination set you apart from other agents in your field. Thank you Miguel, we will never sell another property without your representation. Sincerely, Diana Wyllie [] Irene Liranzo Sandra Seat



Recently I contacted Miguel's team in order to sell my home. Although market adverse value/condition of house, Miguel's team not only sold my home at a price I was comfortable with but the team did it all inside of 39 days from listing to close! They are very organized, knowledgeable and detail oriented. I would not even consider attempting another real estate transaction without them.


~ Country Club

"I have not found another Agent that is half the quality... he is the asset you want on your side. MIGUEL is a prompt and efficient "go getter". I have used him twice to sell and purchase a home and our last sale took just 35 days from list to close. THE TEAM is extremely knowledgeable about what needs to happen and when, he is also not afraid to push if others are falling behind. For any person expecting professionalism in their Realtor. The Meltzers"


~ Relocation

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