RE/MAX Accord
MIGUEL VELAZCO, MBA Realtor®_CAL_BRE_License#:001361531

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BRIEF NOTE FROM THE DESK OF Miguel Velazco Sr. MBA

*Market Watch Report 02/06/2012*

Week of: Monday, February 06, 2012

  • Present Market Conditions
    Monday’s bond market has opened flat despite stocks in negative territory and rising concerns about the Greece situation. The Dow is currently down while the Nasdaq has lost 11 points. The bond market is currently nearly unchanged from Friday’s close, but we will still see an increase of approximately .125 - .250 increase in this morning’s mortgage rates due to weakness late Friday.  There is nothing of relevance scheduled for release today, so any intra-day change to rates will likely be a result of a sizable move in stocks. Fed Chairman Bernanke will speak to the Senate Budget Committee at 10:00 AM tomorrow. I don’t expect him to say anything different than he said last week to the House Budget Committee, but the Q&A portion of his appearance could lead to something new. It is worth watching, but it will probably not lead to much of a change in the markets or mortgage rates.
  • Expectations
    The rest of the week only has two pieces of monthly economic data scheduled, both coming Friday morning. Neither of them is considered to be highly important, so we don't have much to pin our hopes on or to be concerned with this week. There are two Treasury auctions on the calendar the middle part of the week that may influence mortgage rates the middle part of the week, but nothing as important as some of last week’s reports and events.
  • Guidance
    Overall, despite being a fairly light week in terms of economic releases and relate events, it is still relatively crucial for the mortgage market. We saw the yield on the benchmark 10-year Treasury Note spike higher Friday as a result of the stronger than expected employment data. Stocks rallied as a result of that data, extending the 2012 stock rally that has pushed the Dow up over 5% and the Nasdaq up 11% year-to-date. Both indexes closed last week at their highest levels since May 2008 and December 2000 respectively. This has me believing we are due to see a pullback in stocks fairly soon. If/when this happens, we should see funds shift back into bonds for safety, leading to lower mortgage rates. Keep in mind that this is more or less just speculation, but I am expecting to move to a less conservative approach regarding short-term mortgage rates in the near future.

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What my clients are saying  

Miguel is an excellent professional; he is the best real estate agent that I could have known. I met him a in the middle of my plans to sell my home. He was a rare to find personality on these days. He is a very dynamic person and never leaves behind what can be done now. He is very efficient, totally results-oriented. He gave me the best orientation before, during and after the sale of my home. My right arm. He was always pending of each step to be taken, the promotion, the offers, the deadlines and terms of the sale, the inspections, the Title Office, the contract, closing the sale, there was not a moment when he did not stop orienting me. And of course thanks to him I sold my house above the price originally offered and in less than a month. If you don't hire Miguel for the sale of your house, forgive me, but you're a fool.”

 

~ gaproano (Zillow Review)

“...I have employed the services of Miguel Velazco as listing agent. He is a true Professional. ...I have never had a smoother transaction from listing to end of sale ever. Anyone using Miguel’s services would be very fortunate.” ~Easter Jestadt [84 years young]”

 

~ SENIOR TRANSITIONS

------------------------------------------ WHAT OUR CLIENTS ARE SAYING “...REAL COMMITMENT AND CARING… HEARTFELT GRATITUDE...” D.N. CEO ? -- ? “...EXCEPTIONAL SERVICE...IT’S A DELIGHT TO WORK WITH HIM AND HIS TEAM …” S.C. CEO ? -- ? “...I CAN RECOMMEND HIM VERY HIGHLY AND WITHOUT RESERVATION...” L.B. PhD. --

 

~ MORE REFERENCES

APRIL 2015 SAN RAMON SELLERS "...It is our immense please to recommend Miguel Velazco to anyone looking to buy or sell a home. ...aggressive marketing campaign,... team of talented individuals,... masterful marketing strategy,... he kept us apprised throughout the entire process and made certain the entire process is pleasant for us the seller,... thanks to the magic work of Miguel Velazco..."

 

~ PHILLIP & MARISSA - SAN RAMON SELLERS

RE: Recommendation letter To whom it may concern: It is a genuine pleasure and honor for me to recommend Miguel Velazco Sr., MBA, a wealth builder-Realtor. In today’s global interconnected world, Miguel possesses unique well-rounded attributes transitioning from residential to commercial Real estate sales. Miguel’s office has a fascinating blend of multi-cultural and multi-lingual real estate team. He is highly educated, he understands real estate Legal, Ethical, Marketing, and Win-Win Negotiations; he is able to manage complicated challenging transactions with intelligence. Miguel provides exceptional service; it is a delight to work with him and his team. I always recommend Miguel to my close friends and corporate clients all over the US territory. If you have any further questions I can be reached direct via email at: scui@silicastar.com Sincerely, Shulin Cui, CEO SilicaStar

 

~ RECOMMENDATION LETTER FROM A CEO

To: Mr. Miguel Velazco RE/MAX Dear Miguel, On behalf of my mother, sister and myself, I want to thank you so much for your undying efforts to sell our property from our family trust. My mother has peace of mind & she is thrilled. We knew from the start this property would be a difficult sale due to its condition and the mitigating circumstances surrounding it. You never wavered in your efforts to sell it, and you did everything in your power to administer the terms of the sale as we requested. To your credit, you never asked us to accept an offer or terms we were not comfortable with like so many other realtors might have done just to accomplish a quick sale. Every decision you helped us make was with our best interest at heart. Your honesty, professionalism, and determination set you apart from other agents in your field. Thank you Miguel, we will never sell another property without your representation. Sincerely, Diana Wyllie [DWyllieEnt@aol.com] Irene Liranzo Sandra Seat

 

~ PROBATE

Recently I contacted Miguel's team in order to sell my home. Although market adverse value/condition of house, Miguel's team not only sold my home at a price I was comfortable with but the team did it all inside of 39 days from listing to close! They are very organized, knowledgeable and detail oriented. I would not even consider attempting another real estate transaction without them.

 

~ Country Club

"I have not found another Agent that is half the quality... he is the asset you want on your side. MIGUEL is a prompt and efficient "go getter". I have used him twice to sell and purchase a home and our last sale took just 35 days from list to close. THE TEAM is extremely knowledgeable about what needs to happen and when, he is also not afraid to push if others are falling behind. For any person expecting professionalism in their Realtor. The Meltzers"

 

~ Relocation

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