RE/MAX Accord
MIGUEL VELAZCO, MBA Realtor®_CAL_BRE_License#:001361531

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Brief note from the desk of Miguel Velazco Sr. MBA

Week of: Monday, July 23, 2012

Present Market Conditions
"All is well"...Kevin Bacon, yelling in the streets in the great movie, Animal House.


All is not well at the moment and when we hear politicians say they don't have a problem or won't require a bailout reminds us of the quote, "Never believe anything in politics until it has been officially denied."

Bonds are trading much higher as the Euro currency and global Stocks are trading sharply lower in response to the EuroDrama getting out of control. As a benchmark, the 10-year Note yield is at 1.40% - the lowest since the early 1800's...amazing.

There is nothing of significance in terms of economic releases due out today or tomorrow except for a couple of regional manufacturing reports that usually don’t have an impact on mortgage pricing. The rest of the week brings us only four pieces of economic data that have the potential to influence mortgage rates in addition to two Treasury auctions. We are also still in earnings season, so any surprises in the corporate releases could affect stock and bond trading, leading to changes in mortgage rates. And as we have seen this morning, look for news and concerns about overseas issues to play a role in daily market trading and mortgage rates.

June's New Home Sales starts the week’s economic releases late Wednesday morning. This Commerce Department report gives us a measurement of housing sector strength and mortgage credit demand. Analysts are expecting it to show a small increase in sales of newly constructed homes, indicating that the new home portion of the housing sector gained some strength last month. That would be considered negative news for bonds, but since this data tracks only a small percentage of all home sales it usually has little impact on the bond market and mortgage rates unless it varies greatly from forecasts.

Overall, I am expecting a relatively active week in the financial and mortgage markets. I initially thought we would see the most movement in mortgage rates the latter part of the week, but this morning’s stock sell-off could alter that outlook if it continues throughout the day and into tomorrow. The most important report of the week is Friday's preliminary GDP reading, still making it the most important day though. If still floating an interest rate, this could be a rewarding week if we can hold onto this morning’s improvements and get weaker than expected results from the economic reports that will come later in the week. While I don’t think this will be one of those weeks that constant contact is needed with us as your mortgage professional, it is always wise to keep an eye on the markets in case they change quickly and drastically.




·         Direct Toll FREE: 1(888)MIGUEL-8 or 1 (888) 644-8358

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What my clients are saying  

Miguel is an excellent professional; he is the best real estate agent that I could have known. I met him a in the middle of my plans to sell my home. He was a rare to find personality on these days. He is a very dynamic person and never leaves behind what can be done now. He is very efficient, totally results-oriented. He gave me the best orientation before, during and after the sale of my home. My right arm. He was always pending of each step to be taken, the promotion, the offers, the deadlines and terms of the sale, the inspections, the Title Office, the contract, closing the sale, there was not a moment when he did not stop orienting me. And of course thanks to him I sold my house above the price originally offered and in less than a month. If you don't hire Miguel for the sale of your house, forgive me, but you're a fool.”


~ gaproano (Zillow Review)

“...I have employed the services of Miguel Velazco as listing agent. He is a true Professional. ...I have never had a smoother transaction from listing to end of sale ever. Anyone using Miguel’s services would be very fortunate.” ~Easter Jestadt [84 years young]”






APRIL 2015 SAN RAMON SELLERS "...It is our immense please to recommend Miguel Velazco to anyone looking to buy or sell a home. ...aggressive marketing campaign,... team of talented individuals,... masterful marketing strategy,... he kept us apprised throughout the entire process and made certain the entire process is pleasant for us the seller,... thanks to the magic work of Miguel Velazco..."



RE: Recommendation letter To whom it may concern: It is a genuine pleasure and honor for me to recommend Miguel Velazco Sr., MBA, a wealth builder-Realtor. In today’s global interconnected world, Miguel possesses unique well-rounded attributes transitioning from residential to commercial Real estate sales. Miguel’s office has a fascinating blend of multi-cultural and multi-lingual real estate team. He is highly educated, he understands real estate Legal, Ethical, Marketing, and Win-Win Negotiations; he is able to manage complicated challenging transactions with intelligence. Miguel provides exceptional service; it is a delight to work with him and his team. I always recommend Miguel to my close friends and corporate clients all over the US territory. If you have any further questions I can be reached direct via email at: Sincerely, Shulin Cui, CEO SilicaStar



To: Mr. Miguel Velazco RE/MAX Dear Miguel, On behalf of my mother, sister and myself, I want to thank you so much for your undying efforts to sell our property from our family trust. My mother has peace of mind & she is thrilled. We knew from the start this property would be a difficult sale due to its condition and the mitigating circumstances surrounding it. You never wavered in your efforts to sell it, and you did everything in your power to administer the terms of the sale as we requested. To your credit, you never asked us to accept an offer or terms we were not comfortable with like so many other realtors might have done just to accomplish a quick sale. Every decision you helped us make was with our best interest at heart. Your honesty, professionalism, and determination set you apart from other agents in your field. Thank you Miguel, we will never sell another property without your representation. Sincerely, Diana Wyllie [] Irene Liranzo Sandra Seat



Recently I contacted Miguel's team in order to sell my home. Although market adverse value/condition of house, Miguel's team not only sold my home at a price I was comfortable with but the team did it all inside of 39 days from listing to close! They are very organized, knowledgeable and detail oriented. I would not even consider attempting another real estate transaction without them.


~ Country Club

"I have not found another Agent that is half the quality... he is the asset you want on your side. MIGUEL is a prompt and efficient "go getter". I have used him twice to sell and purchase a home and our last sale took just 35 days from list to close. THE TEAM is extremely knowledgeable about what needs to happen and when, he is also not afraid to push if others are falling behind. For any person expecting professionalism in their Realtor. The Meltzers"


~ Relocation

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