RE/MAX Accord
MIGUEL VELAZCO, MBA Realtor®_CAL_BRE_License#:001361531

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Brief note from the desk of Miguel Velazco, MBA Week of: Monday, July 29, 2013 Present Market Conditions Monday's bond market has opened in negative territory, but not by enough to affect mortgage rates. The stock markets are showing minor losses as well. The bond market is currently down, however, due to a decent closing Friday we should see little change in this morning's mortgage rates. There is nothing set for release today that is of relevance to mortgage rates. However, the rest of the week is packed with highly influential economic data and other events that can significantly impact mortgage rates movement. There are seven economic reports that may affect mortgage pricing in addition to another FOMC meeting that certainly has the potential to cause chaos in the financial and mortgage markets. There is important economic data scheduled for release each of the remaining four days, so there is a strong likelihood of seeing noticeable mortgage rate movement several days, with more than including an intra-day revision. Expectations The data kicks off tomorrow when the Conference Board posts their Consumer Confidence Index (CCI) for July at 10:00 AM ET. This index measures consumer sentiment, giving us an idea of consumer willingness to spend. If consumers are more confident in their own financial and employment situations, they are apt to make large purchases in the near future. This is important because consumer spending makes up such a large portion of our economy. If the CCI reading is weaker than expected, meaning that consumers were less confident than thought and likely will delay making a large personal purchase, we may see bond prices rise and mortgage rates drop tomorrow morning. Current forecasts are calling for a reading of 81.6, which would be a slightly higher reading than June's 81.4 and indicate consumers are a little more comfortable with their finances than they were last month. Wednesday morning has two reports scheduled (2nd quarter initial GDP reading and Employee Productivity & Costs) and the adjournment of the FOMC ( FED) meeting that starts tomorrow. The GDP reading is an extremely important report that will be looked at by analysts and traders both here and internationally. Thursday and Friday also have very important releases (ISM manufacturing index and July's Employment report respectively), so look for plenty of activity the middle and latter days of the week. Guidance Overall, we are expecting to see an extremely active week for the financial markets and mortgage rates. We think that the most important day is either going to be Wednesday due to the GDP release and FOMC adjournment or Friday with July's employment numbers being posted. The least important day is today since nothing of importance is scheduled. we suspect we will see plenty of movement in not only mortgage rates, but also the financial markets in general this week. Therefore, we would definitely maintain constant contact with us as your Real Estate professional as the next several days are going to be quite interesting.        I can always be reached direct at:         Toll Free Direct:       1 (888)MIGUEL-8  Or:               1 (888)644-8358 Web-site:    E-mail:        Direct Cell/Text:                          (510) 938-1866 Have a  *´¨) ¸.·´¸.·*´¨) ¸.·*¨) (¸.·´ (¸.·´ *  Pleasant  Day,   --    MIGUEL VELAZCO Sr., MBA  

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What my clients are saying  

Miguel is an excellent professional; he is the best real estate agent that I could have known. I met him a in the middle of my plans to sell my home. He was a rare to find personality on these days. He is a very dynamic person and never leaves behind what can be done now. He is very efficient, totally results-oriented. He gave me the best orientation before, during and after the sale of my home. My right arm. He was always pending of each step to be taken, the promotion, the offers, the deadlines and terms of the sale, the inspections, the Title Office, the contract, closing the sale, there was not a moment when he did not stop orienting me. And of course thanks to him I sold my house above the price originally offered and in less than a month. If you don't hire Miguel for the sale of your house, forgive me, but you're a fool.”


~ gaproano (Zillow Review)

“...I have employed the services of Miguel Velazco as listing agent. He is a true Professional. ...I have never had a smoother transaction from listing to end of sale ever. Anyone using Miguel’s services would be very fortunate.” ~Easter Jestadt [84 years young]”






APRIL 2015 SAN RAMON SELLERS "...It is our immense please to recommend Miguel Velazco to anyone looking to buy or sell a home. ...aggressive marketing campaign,... team of talented individuals,... masterful marketing strategy,... he kept us apprised throughout the entire process and made certain the entire process is pleasant for us the seller,... thanks to the magic work of Miguel Velazco..."



RE: Recommendation letter To whom it may concern: It is a genuine pleasure and honor for me to recommend Miguel Velazco Sr., MBA, a wealth builder-Realtor. In today’s global interconnected world, Miguel possesses unique well-rounded attributes transitioning from residential to commercial Real estate sales. Miguel’s office has a fascinating blend of multi-cultural and multi-lingual real estate team. He is highly educated, he understands real estate Legal, Ethical, Marketing, and Win-Win Negotiations; he is able to manage complicated challenging transactions with intelligence. Miguel provides exceptional service; it is a delight to work with him and his team. I always recommend Miguel to my close friends and corporate clients all over the US territory. If you have any further questions I can be reached direct via email at: Sincerely, Shulin Cui, CEO SilicaStar



To: Mr. Miguel Velazco RE/MAX Dear Miguel, On behalf of my mother, sister and myself, I want to thank you so much for your undying efforts to sell our property from our family trust. My mother has peace of mind & she is thrilled. We knew from the start this property would be a difficult sale due to its condition and the mitigating circumstances surrounding it. You never wavered in your efforts to sell it, and you did everything in your power to administer the terms of the sale as we requested. To your credit, you never asked us to accept an offer or terms we were not comfortable with like so many other realtors might have done just to accomplish a quick sale. Every decision you helped us make was with our best interest at heart. Your honesty, professionalism, and determination set you apart from other agents in your field. Thank you Miguel, we will never sell another property without your representation. Sincerely, Diana Wyllie [] Irene Liranzo Sandra Seat



Recently I contacted Miguel's team in order to sell my home. Although market adverse value/condition of house, Miguel's team not only sold my home at a price I was comfortable with but the team did it all inside of 39 days from listing to close! They are very organized, knowledgeable and detail oriented. I would not even consider attempting another real estate transaction without them.


~ Country Club

"I have not found another Agent that is half the quality... he is the asset you want on your side. MIGUEL is a prompt and efficient "go getter". I have used him twice to sell and purchase a home and our last sale took just 35 days from list to close. THE TEAM is extremely knowledgeable about what needs to happen and when, he is also not afraid to push if others are falling behind. For any person expecting professionalism in their Realtor. The Meltzers"


~ Relocation

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